Credit Rating Agencies in India

Credit Rating Agencies in India 2013 to 2014 :: The Indian credit rating industry has evolved over a period of time. Indian credit rating industry mainly comprises of CRISIL, ICRA, CARE, ONICRA, FITCH & SMERA. CRISIL is the largest credit rating agency in India, with a market share of greater than 60%. It is a full service rating agency offering its services in manufacturing, service, financial and SME sectors. SMERA is the rating agency exclusively established for rating of SMEs.

1. Small and Medium Enterprises Rating Agency (SMERA): SMERA a joint initiative by SIDBI, Dun & Bradstreet Information Services India Private Limited (D&B) and several leading banks in the country. SMERA is the country’s first Rating agency that focuses primarily on the Indian MSME segment. SMERA has completed 7000 ratings.

2. CRISIL: CRISIL is the largest credit rating agency in India. It was established in 1987. The world’s largest rating agency Standard & Poor’s now holds majority stake in CRISIL. Till date it has rated more than 5178 SMEs across India and has issued more than 10,000 SME ratings.

3. CARE Ratings: Incorporated in 1993, Credit Analysis and Research Limited (CARE) is a credit rating, research and advisory committee promoted by Industrial Development Bank of India (IDBI), Canara Bank, Unit Trust of India (UTI) and other financial and lending institutions. CARE has completed over 7,564 rating assignments since its inception in 1993.

4. ONICRA Credit Rating Agency: ONICRA was established in 1993 by Mr. Sonu Mirchandani as a rating agency. It analyzes data and provides rating solutions for Individuals and Small and Medium Enterprises(SMEs). ONICRA has an extensive experience in operating a wide range of business processes in areas such as Finance, Accounting, Back-end Management, Application Processing, Analytics, and Customer Relations. It has rated more than 2500 SMEs.

5. Fitch Ratings: Fitch Ratings is a global rating agency committed to providing the world’s credit markets with independent and prospective credit opinions, research, and data. Fitch Ratings is headquartered in New York and London and is part of the Fitch Group.

6. ICRA: ICRA was established in 1991 by leading Indian financial institutions and commercial banks. International credit rating agency, Moodys, is the largest shareholder. ICRA has a dedicated team of professionals for the MSME sector and has developed a linear scale for MSME sector which makes the benchmarking with peers easier.

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Repco Home Finance Limited Career Recruitment 2013

repcohome.com Repco Home Finance Limited Career Recruitment 2013, 2014 Online Application Form Apply Online. The Application are Invited for the Posts of Graduate Trainees in REPCO F.Ltd Interview. The Repco Home Finance Ltd Recruitment Exam Syllabus, Educational Qualifications, Age limits, Application Fee, Salary, How to Apply details refer Recruitment Notification. ... at official website: www.repcohome.com from Last Date 10-08-2013.

Post Name : Graduate Trainees
Qualifications : Graduation, preferably B Com, in 10+2+3 format through regular classroom course from a UGC recognized university. Graduates from Open University will not be considered. Preference will be given for relevant prior experience in operations/sales/retail credit. Fluency in Oriya besides English is a must.

Click For More Information about this Job Click Here : http://www.repcohome.com/BBSRTrainee23July2013.pdf

Last Date : 10-08-2013
Hiring Process : Interview.

SUBMITE YOUR RESUME FOR APPLY ONLINE 

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Who is India’s First Women – Sarkar Naukri Job Now Prepration

Who is India’s First Womens ... List of First In India (Female Personalities). Find the names of First In India Female Search for Google:::

1. India’s First Woman Railway Driver : Surekha Shankar Yadav
2. India’s First Woman Tabla Maestro : Dr. Aban Mistry
3. India’s First Recognized Billionth : Citizen Astha
4. India’s First Woman Airbus Pilot : Durba Banerjee
5. First Woman Secretary General Of Rajya Sabha : V. S. Rama Devi
6. First Indian Woman To Win Magsasay Award : Kiran Bedi
7. First Indian Woman Cricketer To Get 100 Wickets : Diana Eduljee
8. First Indian Paratrooper Of Indian Air Force : Nita Ghose
9. First Indian Woman To Complete Her MBBS : Kadambini Ganguli Bose In 1888
10 . First Woman Cheif Engineer : P. K. Tresia Nanguli
11. First Indian Woman At Antarctica : Meher Moos In 1976
12. First Woman Foriegn Minister : Lakshmi N. Menon
13. First Woman Commercial Pilot : Prem Mathur Of Deccan Airways
14. First Woman Sahitya Award Winner : Amrita Pritam
15. First Woman President Of Indian Science Congress : Dr.Ashima Chatterjee
16. First Woman To Win WTA Tennis Tournament : Sania Mirza
17. First Chief Justice Of Mumbai High Court : Justice Sujaata B Manohar
18.First Indian Woman Advocate  : Regina Guha
19. First Indian Woman Barrister : Cornotia Sorabji
20. First Woman Surgeon : Dr. Prema Mukherjee
21. First Woman To Get Arjun Award  : N. Lumsden (1961)
22. First Woman Chairman Of Bank: Tarzani Vakil
23. First Woman Chairperson Of National Woman Commission : Mrs. Jayanti Patnayak
24. First Indian Woman To Receive Asiad Gold Medal : Kamalji Sandhu
25. First Woman Speaker Of State Assembly : Mrs. Shano Devi
26. First Actress In The Indian Cinema: Devika Rani
27. First Woman Finger Prints Expert In India : Sita Varthambal And Bhrangathambal
28. First Woman Doordarshan News Reader : Pratima Puri
29. First Indian Woman To Reach In Olympic Games : Sini Abrahim
30. First Indian Woman To Receive Norman Borlaug Award : Dr. Amrita Patel
31. First Indian Woman IAS Officer : Anna George
32. First Woman President Of Student’s Union : Anju Sachdeva of Delhi University
33. First Woman Chairperson Of Rajya Sabha : Violet Alva In 1962

SHARE YOUR FRIENDS ALSO,,,, LIKE SARKARNAUKRIJOBNOW 2013 AT "FACE BOOK"......

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Gov.in ISRO Engineers Recruitment 2013

Gov.in ISRO Engineers Recruitment 2013, 2014 Application Form. The ISRO Application are invited for the Posts of Engineer in Liquid Propulsion Systems Centre (ISRO) BE/B.Tech Jobs. ISRO Engineers Interview condected for BE/B.TECH Students. ISRO Recruitment Interview Syllabus, Educational Qualifications, Age limits, Application Fee, Salary, How to Apply details refer Recruitment Notification and given below PDF Link. ... at official website: www.lpsc.gov.in. Job Location At Thiruvananthapuram.

Post Name : Engineer
Qualifications : BE/B.Tech or its equivalent in Civil Engineering with First Class with an aggregate minimum of 65%. Experience of minimum one year in the construction/maintenance of Civil structures, knowledge of working with the software packages for Civil Structural design are desirable.

Last Date : 26-07-2013
Hiring Process : Interview

How to Apply : Applications completed in all respects should reach the Administrative Officer , Recruitment Section, Liquid Propulsion Systems Centre, Valiamala Po, Thiruvananthapuram ? 695 547 on or before 26.07.2013 by ordinary post in a cover superscribed ?Application for the position of Engineer (Civil)? (LPSC/04/2013 dated 09.07.2013).

For More Information about this Sarkari Naukri Click Here : http://www.lpsc.gov.in/advertisement.pdf
SUBMITE RESUME FOR ONLINE

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Retail Interview Questions With Answers

Retail Interview Questions With Answers: The  Retail Interview Pdf July 2013 available on Sarkarnaukrijobnow.blogspot.com is the.. Top 10 Retail Interview 2013 ... Find here the sample Pdf eBook for Retail Interview Questions 2013.

Retail Interview Questions With Answers:  1.  Introduce yourself
This is a common question that interviewers use to set the stage and to get you talking. Simply provide facts relating to your education background, career and how you are currently doing in life.
2. Did you have previous experience in retail?
The interviewers may ask this question to test your understanding of the skills that a retail job demands. If you have been in lots of retail outlets, give a main focus to those that provide similar services or products to this new company you are considering.
Retailers
Lets Retail!
3.Why did you leave your last job?
You do not need to tell your prospective employer that you got dismissed for one reason or the other. Avoid negative reasons and focus on some positive ones like the need to grow your career or relocate to be close to your family.
4. What makes you the best candidate for this retailing job?
In answering this question, you should be aware of the requirements on the retailing job. This will help you to pick specific trainings and experience in your career that relate to the post for which you are interviewing. Outline some transferable skills that you have gained and explain how these will help you succeed even in areas where you do not have experience.
5. Outline some important qualities in this retail job?
These are the key qualities necessary for one to succeed in any retail position including good communication skills, strong customer service, flexibility and high energy among others.
6. Describe an experience you have ever had with a difficult customer?
Provide a clear description of this including the circumstances under which this happened, how you dealt with the situation and the outcome.
7. What is your greatest achievement in retailing?
Go for an accomplishment that relates to the position you are interviewing for providing specific details. You should include the results like increased revenues, reduced expenses or even enhancing a company’s reputation.
8. What do you consider your greatest strength?
Be keen on the personal traits that the job requires, for example, easily coping with long working hours or working under pressure. You can first focus on one trait and later elaborate on two or three others.
9. What do you consider your biggest personal weakness?
Try to find a weakness that you can portray in a positive way, for example, “I’m always concerned with everything being done to the highest standards.” This may appear to be a factor that takes most of your time, but, on the other hand, it will greatly enhance customer satisfaction in retailing business.
10. How can your previous co-workers describe you?
This will be testing the way you relate with the people you work with since most retailing businesses employ several members of staff. Mention a number of your strong traits like enthusiasm, wide knowledge, keenness to show yourself a team player.
11. How long can you work with us?
You should give a response that will reassure the employer of being around for some considerable time. Also express how fabulous it would feel being part of the company’s expansion.
12. Which interests do you have besides your career?
Retailing business can be extremely involving and having other interests like sporting activities can be pretty relaxed promoting increased output. You can even mention some of your hobbies.
13. Have you placed an application anywhere else?
This is an opportunity that you should use to show the prospective employer that you are in demand. Mention several companies, you have applied with but provide only some scanty details.
14. Are you able to perform under pressure?
The answer to this should be positive since retailing is a truly pressuring job where you have to cope with different characters of consumers.
15. Are you doing anything to further your skills?
If the answer is no, express your interest in doing so where you can mention you planned enrollment in consumer satisfaction or time management classes.
16. Why are you interested in working with us?
Mention the achievements or state how successful the company has been and express how you will be delighted to be associated with such. Also mention how you plan to help the company reach greater heights.
17. How well do you understand what we sell?
This is where you should have done some intensive research about the company. Mention the products or services offered, states where they have branches and common consumers among other things.
18. What is your most interesting part in retailing?
This is to test how well you enjoy your career, and you can start by mentioning how fun it is to deal with enterprising people. You can also state how satisfying it is when you suggest ideas that end up working great for the customers.
19. How do you plan to cover up in areas where you are not experienced?
State some skills you already have and elaborate on how these will help you to learn the new skills easily. This is a valid question because you will need to be knowledgeable on all products that you will be selling.
20. How flexible are you in terms of working hours?
Retailing may require you to be working during very odd hours including late night and even overnight. Simply say that you do not have schedule restrictions.
21. What motivates you in your retailing career?
Be sure not to mention money in answering this question. Instead, mention some things like satisfied customers and determination to go up the ladder.
22. What are your salary expectations for this retail job?
Instead of providing a straight figure, give an answer that sounds like, “I’ve been thinking about this and I think a person with my experience can earn between A and B.”
23. Are you a team player?
The obvious answer to this is yes. You need to be a team player for you to offer efficient services in retailing.
24. Have you ever had issues with previous bosses?
You will be lying by saying No. Mention some understandable scenarios where you feel like a given boss irritated you or made decisions that affected your performance. End this with a lighter note by mentioning some positive influences that the same boss had.
25. Do you have any questions?
This will most likely be the last question. Having some questions will show that you are interested in the retail job as well as the company itself. Make these general and avoid issues with money or pay raise.
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